Proficient Loan Agency, Home Loan Company & Mortgage Lender In San Elizario, TX

The Professional Mortgage Brokers In San Elizario, Texas


About us

Prodigy Lending is the top private mortgage company in the United States. We offer home loan solutions through our experienced mortgage professional that are always available to ensure clients’ needs are met. With over 17 years in the home loan industry, we have been able to satisfy many client seeking refinancing, consolidation of debts, and purchase loan services. The clients get individualized services given by the most experienced home loan experts in the mortgage industry. 


Conventional mortgages

Customers need to raise 3% of the home value as upfront payment for conventional mortgages. This is low compared to what you get from our competitors. The online mortgage brokers in San Elizario o always list our loans as the most preferred in the US. The client also gets flexible loan terms of 10, 15, 20, 25, or 30 years. There is no lender fee, and the PMI required is low. Those with excellent credit past get attractive rates, which significantly reduce mortgage cost.

FHA mortgages

Customers need to raise 3.5% of the home value for a down payment with the option of getting assistance. The eligibility criteria for FHA loans are relaxed, making many to qualify comfortably. The borrowers who have high debt-to-income ratio are referred to us by San Elizario mortgage brokers since we give them a chance to apply for FHA loans. Those who need to renovate their home can easily access rehab mortgages under FHA.

VA mortgages

VA mortgages come with 100% financing without the need for upfront payment. We do not have a base qualification of FICO scores, and this makes many to get approvals for this loan. The VA is restricted for retired and serving soldiers, and the majority of them get referrals from VA loan brokers in San Elizario. The closing cost is significantly low, and mortgage insurance is not needed since the VA loans are backed by the government. Here the clients get the best rate that no other company can match.

USDA mortgages

Clients are not required to make any down payment since the mortgage finances 100% of the home value. The customers need to meet the income level required and should be willing to buy a home in approved areas. The rates on this loan are low, and the client only needs to acquire affordable mortgage insurance.

The clients’ information is kept private, and this is what has separated us from national mortgage companies in the US. This has earned us in the mortgage industry. 

It is our goal to continually offer excellent mortgage solutions to our clients as we look forward to establishing enduring bonds with them.  We acknowledge the role played by our staff in achieving our goal, and this is the reason why we ensure the workplace is always conducive. This has seen us get the award as the Top Workplace for the preceding eight years, and we hope to maintain this in the coming years.

Feel comfortable to speak to us at your convenience as we are open 24/7 to serve you. Our online tools are also interactive, and clients can use them to get in touch with us. Mortgage professionals are always ready to attend to each of our clients. The rates change depending on economic conditions, and the clients always get the most current interest in the market. Get a free quotation by filling in home loans form that is available in our offices and Prodigy’s site. 


Contact us today for more loan information!